Consumer champions Which? have compiled some tips you can follow to help cut household energy bills. Read on for our useful home energy saving tips.
20 years in Business!
SW&A Accountants are 20 years old in 2022. We can’t believe that we are celebrating 20 years in business! Read more to find out about how we did it!
Cost of living index
Rising demand for veggie options and exercise kits means they are now being used to calculate the change in the cost of living index in the UK. What’s in and what’s out? The Office for National Statistics have included items such as tinned beans and pet collars to the basket choices to measure prices. Out go men’s suits, doughnuts, coal, …
No-shows costing hospitality sector
No-shows costing hospitality sector? Read on to find out how much those who don’t turn up to reservations made at restaurants and pubs cost the industry.
Warning to stay alert as impersonation fraud rockets
Scammers pretending to be HMRC, banks and parcel delivery firms have defrauded the public out of nearly £130 million in 2021. ‘Impersonation fraud’, in which the criminal texts or calls the victim while pretending to be from a trusted organisation, has rocketed in the past six months, according to trade body UK Finance. Phones have been bombarded with millions of …
What happens to Bounce Back Loans when a company goes bust
Bounce Back Loans were one of the most popular emergency finance options for businesses affected by the pandemic due to no repayments or interest to pay for 12 months and a low fixed interest rate of 2.5%. A key feature of the scheme was the government’s guarantee to repay lenders 100% of outstanding loan amounts if their borrower went bust. …
How your bank should help when you’ve been scammed
The moments, minutes and months after a financial scam can be crucial, not just in terms of getting your hard-earned money back but to stop it happening again. According to research from consumer organisation Which? some banks are failing to support bank transfer fraud victims, leaving them at risk of future attempts. When 432 victims of fraud or attempted fraud …
Much-needed plan to protect access to cash
Brits will have a legal right to withdraw and deposit cash within a reasonable distance of their home or business premises under long awaited government proposals. The plans, which are designed to ensure notes and coins remain available to those who need them, are welcome news to campaigners who fear some retailers could stop accepting cash altogether in favour of …
Are you ready for furlough pay change?
Businesses across Britain will have to start making compulsory furlough contributions from July 1 as the Treasury’s pay falls to 70% for the first time in 2021. This means staff still on furlough will receive 70% of their pay from the Treasury, up to £2,187.50, and 10% of their income plus pension and National Insurance contributions from their employer. From …
Educating future generations about financial resilience
Your Money Matters, the ground-breaking curriculum mapped financial education textbook, has landed in Scottish secondary schools after successful roll-outs in England and Northern Ireland. The book is based on the original English textbook, which MoneySavingExpert founder Martin Lewis funded with a donation of £325,000 to financial education charity Young Money, part of the charity Young Enterprise. English secondary schools received 340,000 copies in 2018 …